Since 1985, Alvaro Alonso Castellanos has worked, developed, and participated in the sale of financial products through distinct channels, including banks, broker-dealers, independent shops, and as the president of Premier Insurance Contracts, Inc., a field marketing organization (FMO) for some of the largest insurance companies in the country.

Castellanos has had an insurance license since 1999 and a CFP® Certification since 2009, and he held a Series 7 license at one point. Academically, Castellanos has earned the following:

Bachelor of Science in Industrial Engineering - University of Pittsburgh.

Master of Science in Personal Financial Planning - College for Financial Planning.

Master of Science in Financial Analysis - College for Financial Planning.

Completed Ph.D. studies in Financial and Retirement Planning - American College of Financial Services.

Castellanos has been instructing insurance agents in continuous education classes since 2009, while also providing financial literacy courses to individuals and families. His philosophy of education is that the process and the knowledge acquired must directly benefit the individual receiving it. Each individual is unique, but the common denominator must be that the added value received makes each one better. In teaching, he believes he needs to create an environment that will facilitate student growth.

As an educator, Castellanos aspires to serve as a guide, counselor, and problem solver who will provide his students with concrete, hands-on activities, initially in a controlled environment and progressively expanding into the real world, where apprentices apply the knowledge developed.

In 2014, Castellanos was included in the list of America’s top financial planners by the Consumers Research Council of America.

Starting in 2010, Castellanos initiated the development of a new approach to managing one's relationship with money.

After more than 12 years of investigation and research, Castellanos formally delivered the TROT personal financial planning system and introduced a new registered concept denominated Total Financial Governance®.

The concept revolutionizes personal finances and has created a new way to connect to money.